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A First National Bank of Niagara checking account is designed for efficiency and convenience, while remaining economical. We have a variety of business banking services for you.

Small Business Checking

For those business customers who are interested in an account that keeps the small business in mind.

Check Safekeeping

Checks are not returned with statement

  • No Monthly Maintenance Fee

  • No Minimum Balance Required

  • 50 Debit Transactions per month Free ($.20 each after allowance)

  • 12 Deposits per month Free ($.20 each after allowance)

  • No return item charge back fee

  • No charge for On - Us check deposited

  • First 75 deposited transit items Free ($.10 each after free allowance)

Business Checking Accounts

For accounts that exceed the small business account transaction levels.

Commercial Transaction Account
Service Charge Schedule
 

Business Checking Account

without Safekeeping

 with Safekeeping

• Monthly Maintenance

 $3.00

$1.00

• Per Debit (check paid)

.10

.09

• Per Credit (deposit)

.15

.12

• Per Transit Check Deposit
(each check not on our bank)

.07

  

.06

  

Earning Credit

The above charges are reduced by an earning credit computed on
your average-collected balance. The credit is equal to the interest we
pay on NOW accounts.

 

Business NOW
Checking Account

without Safekeeping

 with Safekeeping

• Monthly Maintenance

  $3.00   $1.00  

• Per Debit (check paid)

.10   .09  

• Per Credit (deposit)

.15   .12  

• Per Transit Check Deposit
(each check not on our bank)

 .07    .06  

Earning Credit

There is no earnings credit in this account. Interest is computed on the daily collected balance, paid monthly. Business NOW accounts are allowed for sole proprietorship and other similar accounts. Federal regulations do not allow interest to be paid on checking accounts of corporations and most other businesses. We can assist you in determining if you qualify for this type of account.