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Being a community bank enables us to provide the personal service and attention that is often missing at larger banks. Our size does not limit our expertise or financial resources.

Mortgage Loans

To get you started and prepared for your mortgage acquisition, please stop in at any of our four locations, Niagara, Aurora, Florence or Spread Eagle. We will be happy to serve you.
 

Home Equity Loans

Home Equity Loan

Borrow your home’s equity with the same mortgage principal and interest payment for the life of the loan. It is the ideal way to buy a new car, finance a vacation, education, home repairs or personal expenses.

Home Equity Line of Credit

Today’s smartest, most economical way to borrow is a Home Equity Line of Credit. You can take full advantage of the equity you have built in your home over the years. Borrow only what you need and enjoy the payments that are affordable than ever.

Home Improvement

This loan is for anyone who would like to make home improvements to their home. Either on a secured or unsecured basis.

Auto Loans – New & Used

For anyone 18 and over interested in buying a new or used car. We can help you determine the value of your proposed purchase and structure a payment term to fit your budget with a down payment tern to fit your budget with a down payment requirement based on your credit history.
 

Recreational Vehicle Loans

We can help you enjoy all what Mother Nature has to offer with a recreational vehicle loan of your choice.  Stop in today and start to enjoy the great outdoors.  Stop in at any of our four locations:  Niagara, Aurora, Florence or Spread Eagle.

  • ATV's

  • Boats

  • Motor Cycle

  • Campers

  • RV's

Additional Loan Options

Secured Loans

Loans secured by savings accounts, Certificate of Deposit, and listed securities, or other acceptable collateral.

Construction Loans

Construct your new home with a construction line of credit and receive a mortgage loan upon completion. We can help you structure your construction plan and help with construction draws, lien waivers, and the multitude of details involved. We have extensive experience in this area.
 

First National Bank of Niagara also offers the follow options:

  • Refinance mortgages

  • 2nd mortgage

  • Self employed borrowers

  • Debt consolidation

For more information on any of the First National Bank of Niagara's loan services please stop in at any of our locations.